Corporate “Key Person” Insurance

The “Key Person” insurance is a business continuation strategy using Life and/or Critical Illness insurance policies to help protect the business from the cost that result from the death or critical illness of a key person.

Here is how it works:

  • We estimate the financial impact of the loss of the key person.
  • The business takes out a life and/or critical illness insurance policy on the key person’s life.
  •  If the key person dies or suffers a covered illness, it triggers the policy benefit, resulting in a payout of an amount sufficient to cover the costs.

Key Person Protection is a cost-effective way to ensure the continued viability of the business in the face of a specific risk.

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